Bank of India Credit Officers Recruitment 2026
Post Date: June 30, 2026
Post Time: 5:22 PM
Bank of India has released the official notification for Bank of India Credit Officers Recruitment 2026 under Project No. 2026-27/01. This recruitment is for Credit Officers in GBO Stream across MMGS-II, MMGS-III and SMGS-IV scales. Eligible and experienced candidates can apply online through the official Bank of India career portal.
The online application process has started from 30 June 2026 and candidates can submit the application form till 20 July 2026. A total of 779 vacancies have been announced. Candidates should carefully check the official notification before applying online.
Bank of India Credit Officers Recruitment 2026: Short Details
| Organization Name | Bank of India |
| Short Name | BOI |
| Recruitment Name | Bank of India Credit Officers Recruitment 2026 |
| Project Number | Project No. 2026-27/01 |
| Post Name | Credit Officer in GBO Stream |
| Total Posts | 779 Posts |
| Application Mode | Online |
| Job Type | Bank Job |
| Official Website | bankofindia.bank.in |
Important Dates
| Online Apply Start Date | 30 June 2026 |
| Online Apply Last Date | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Last Date for Editing Application | 20 July 2026 |
| Last Date for Printing Application | 04 August 2026 |
| Online Exam Date | Will Be Notified Separately |
| Admit Card | Before Exam |
| Result Date | Will Be Updated Soon |
Candidates are advised to confirm all important dates from the official Bank of India recruitment notification before submitting the application form.
Application Fee
| Category | Application Fee |
|---|---|
| General and Others | ₹850 |
| SC, ST and PWD | ₹175 |
Payment Mode
Candidates can pay the application fee through online mode using Debit Card, Credit Card, Internet Banking, Cash Card, Mobile Wallet, QR or UPI.
Bank of India Credit Officer Age Limit 2026
The age limit will be calculated as on 01 June 2026. The age limit is different according to scale.
| Post Scale | Minimum Age | Maximum Age |
|---|---|---|
| Credit Officer GBO Stream MMGS-II | 25 Years | 32 Years |
| Credit Officer GBO Stream MMGS-III | 28 Years | 38 Years |
| Credit Officer GBO Stream SMGS-IV | 32 Years | 45 Years |
Age relaxation will be applicable as per Bank of India recruitment rules for eligible reserved category candidates.
Total Vacancy
Bank of India has announced 779 posts for Credit Officers in GBO Stream. The vacancies are provisional and may change as per bank requirement.
Bank of India Credit Officers Vacancy Details 2026
| Post Name | No. of Posts |
|---|---|
| Credit Officer GBO Stream MMGS-II | 677 |
| Credit Officer GBO Stream MMGS-III | 61 |
| Credit Officer GBO Stream SMGS-IV | 41 |
| Total | 779 |
Category Wise Vacancy Details
| Category | No. of Posts |
|---|---|
| General | 317 |
| OBC | 205 |
| EWS | 80 |
| SC | 118 |
| ST | 59 |
| Total | 779 |
Bank of India Credit Officer Eligibility Criteria 2026
Candidates must fulfill the educational qualification, age limit and experience conditions as on 01 June 2026. Candidates must upload supporting documents at the time of registration and produce original documents during the selection process when required.
| Post Name | Eligibility Criteria |
|---|---|
| Credit Officer GBO Stream MMGS-II | Candidates should have Graduation in any discipline with 60% marks from a recognized university. For SC, ST, OBC and PWD candidates, 55% marks may be applicable where relaxation is allowed. Candidates should also have relevant post-qualification experience in credit-related work as mentioned in the official notification. |
| Credit Officer GBO Stream MMGS-III | Candidates should have Graduation in any discipline with 60% marks from a recognized university, with relaxation in marks for eligible reserved categories as per rules. Relevant credit-processing experience is required as per the official eligibility criteria. |
| Credit Officer GBO Stream SMGS-IV | Candidates should have Graduation in any discipline with the required marks and relevant officer-level experience in credit, MSME credit, commercial credit, project finance or related banking/financial work as given in the official notice. |
Candidates should read the official notification and annexure carefully for exact post-wise qualification, certification, experience and document requirements.
Bank of India Credit Officer Pay Scale 2026
| Scale | Pay Scale |
|---|---|
| MMGS-II | ₹64820 - 2340/1 - 67160 - 2680/10 - 93960 |
| MMGS-III | ₹85920 - 2680/5 - 99320 - 2980/2 - 105280 |
| SMGS-IV | ₹102300 - 2980/4 - 114220 - 3360/2 - 120940 |
Along with basic pay, selected candidates will receive allowances and benefits as applicable under Bank of India rules.
Bank of India Credit Officer Selection Process 2026
The selection process may be conducted through online test and/or personal interview. The bank may decide the final selection method according to the number of applications and eligible candidates.
- Scrutiny of Eligibility Documents
- Online Examination, if conducted
- Personal Interview
- Final Merit List
- Document Verification and Joining Formalities
If both online examination and interview are conducted, the weightage of online examination and interview will be 70:30. Final selection will be made on the basis of merit and available vacancies.
Bank of India Credit Officer Exam Pattern 2026
If online examination is conducted, the test will include English Language and Professional Knowledge relevant to the post. English Language will be qualifying in nature.
| Subject | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | Composite Time of 120 Minutes |
| Professional Knowledge Relevant to the Post | 100 | 100 | |
| Total | 125 | 125 |
Negative Marking
There will be negative marking in objective tests. For each wrong answer, one fourth of the marks assigned to that question will be deducted. No penalty will be applied for unanswered questions.
Documents Required
- Recent passport size photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Graduation marksheet and degree certificate
- Professional qualification certificate, if applicable
- Relevant experience certificates
- Category certificate, if applicable
- PwD certificate, if applicable
- Valid photo identity proof
- Other documents mentioned in the official notification
How To Fill Bank of India Credit Officers Online Form 2026
- Visit the official website of Bank of India.
- Open the Career section from the homepage.
- Click on the recruitment link for Credit Officers in GBO Stream Project No. 2026-27/01.
- Click on the Apply Online link.
- Complete new registration using name, mobile number and email ID.
- Fill personal details, educational details, experience details and category details carefully.
- Upload photograph, signature, left thumb impression, handwritten declaration and required certificates.
- Pay the application fee through online mode.
- Preview the complete application form before final submission.
- Submit the application form and take a printout for future use.
Note: छात्रो से अनुरोध है कि फॉर्म भरने से पहले Official Notification को ध्यान से जरूर पढ़ें। Last Date, Age Limit, Education Qualification, Experience, Fee, Vacancy और Selection Process की पूरी जानकारी चेक करने के बाद ही आवेदन करें।
Important Instructions for Candidates
- Apply only through the official Bank of India career portal.
- Use a valid mobile number and email ID during registration.
- Keep all certificates ready before filling the online form.
- Upload experience documents carefully because eligibility scrutiny will be based on uploaded documents.
- Fill the application form carefully because changes may not be allowed after final submission.
- Do not wait for the last date to submit the application form.
- Keep a copy of the final submitted application form and fee receipt.
Bank of India Credit Officers Online Form 2026: Important Questions
Question: When did the online application for Bank of India Credit Officers Recruitment 2026 start?
Answer: The online application process started from 30 June 2026.
Question: What is the last date to apply online for Bank of India Credit Officers Recruitment 2026?
Answer: The last date to submit the online application form is 20 July 2026.
Question: How many vacancies are released for BOI Credit Officers Recruitment 2026?
Answer: Bank of India has released 779 vacancies for Credit Officers in GBO Stream.
Question: What is the age limit for Bank of India Credit Officer Recruitment 2026?
Answer: The overall age range is 25 to 45 years as on 01 June 2026. Post-wise age limits are different for MMGS-II, MMGS-III and SMGS-IV.
Question: What is the selection process for Bank of India Credit Officers Recruitment 2026?
Answer: Selection will be through online test and/or personal interview depending on the number of applicants and eligible candidates.
Question: What is the application fee for BOI Credit Officer Recruitment 2026?
Answer: The application fee is ₹850 for General and Others, and ₹175 for SC, ST and PWD candidates.
Question: What is the official website of Bank of India?
Answer: The official website of Bank of India is bankofindia.bank.in.
Disclaimer
This article is created for educational and informational purposes only. Candidates must verify all details such as application dates, fee, age limit, vacancy, eligibility, selection process, exam pattern and official instructions from the Bank of India official notification before applying online.